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You are here: Home / Family Life / Other Thoughts / Tips on Debt Consolidation

Tips on Debt Consolidation

November 3, 2013

Guest post by Maxine Wells with an infographic and tips on debt consolidation.  This infographic is for informational purposes only and is not an endorsement by Mom on the Run x2.  Please seek assistance from a certified credit counselor or other financial professional if you are in debt.  See the Federal Trade Commission’s website to find a certified credit counselor near you and for other information.

Having a family can be the most fulfilling things in a person’s life but it can also be one of the most costly. With the average American household debt at about $70,000 and the average American income at about $51,000 in 2012, most households owe more than they are earning.  Since the economic downfall of 2008, many families have found themselves with large amounts of debt and find that a slow recovering economy is not helping them gain the financial stability they once had. However, there are ways to combat large amounts of debt for your family. Even small everyday changes can help save some money and pay off any loans quickly. Creating a grocery budget or even a weekly budget can help your family spending stay on track. Also little creative changes such as making your own pizzas at home with the kids instead of ordering can help save money and get some great family time in as well.

Having debt does not have to mean the end for your family or financial future. You can also try to get help with your debt by talking to your creditors to work out a payment plan that works with your budget or for a lower rate. Learn more about how you can get debt relief quickly and return to financial stability with this infographic that has some great tips for dealing with debt.

This is a guest post by Maxine Wells and is provided for information only.  This is not an endorsement or recommendation by Mom on the Run x2.  Please seek assistance from a certified credit counselor or other financial professional if you are in debt.  Please see the Federal Trade Commission’s website to find a certified credit counselor near you and for other information on debt and debt consolidation.

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About Julia

Julia wants to live in a world where Hogwarts is real, dark chocolate is packaged with good books, and houses clean themselves. Until then, she is the divorced mom of twins, blogger, sometimes crafter, traveler, napper, cooker, snail mailer, geocacher, and corporate bean counter.

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Hi! I'm Julia - Twin mom, accountant, crafter, blogger, reader, cooker, traveler, nap sneaker, lover of dark chocolate, and all things Harry Potter.

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